Having a certain amount of money ready to be used during a stress you can not ignore is not really obvious. When your car breaks down irretrievably, when you and your family members get sick and the care is only half taken, or at all by social security or your complementary agency or simply when you need a sum of money you do not have not on the moment, you are forced to subscribe to a loan of credit. For the prevention of constraints that may again occur in the future, the effective way is the subscription of a revolving credit. Remains to know the best agency for an effective and satisfactory subscription. Further editorial at expoplantesrares.org
The agencies of Crédit Agricole
This is no longer a secret, this bank is in the list of best in all branches of banking. Its services also hold the promise in terms of renewal credit. You can find out more by clicking here, it offers 2 forms of renewal credit given its brands:
Agile of Sofinco
As a brand affiliated with Crédit Agricole, Sofinco Agile Credit has the same characteristics and policies conveyed by the parent company. Indeed, if the amount of money you are looking for is in the bar of less than 1500 euros, the agency will be happy to make available to you for a total repayment period of 10 months maximum. Otherwise, if the amount you are looking for if it is above 1500 euros , the agency will propose a repayment period in reference to your capacity as well as to the actual amount of the revolving credit. The Agile de Sofinco is also distinguished by the granting of the visa blue card which can only be the pleasure of those who have it.
Crédit Agricole also has the Free Asset which is its second form of Renewable Credit. Unlike the first, the credit card it delivers in this second form is called Cart’Lib or Gold Cart’Lib . However, this card does not have the character “visa”, therefore, is only valid on French soil. So, if the purchase or object of your desire is on the other side of the border, this card is not the one for you. Nevertheless, the rate issued by the agency is more affordable compared to those offered by competitors.
The agencies of the Caisse d’Epargne
The savings bank also offers its blue credit card affiliated with a line of discovery under the revolving credit facility. Once you have the card called Izicarte , you just have to pay your purchases or your various fees but also to repay your line of credit via the card. The agency carries a rate policy based on the alignment of the market price. As a result, it is neither too low nor too high compared to competitors. Nevertheless, it should be noted that the card is valid only on the French national territory.
The agencies of the Popular Bank
You also have the possibility to use the credit line offered by the agencies of the people’s bank. It is in the form of a credit card also called Facelia . In relation to the amount requested by each of the borrowers, the bank makes available to each a maximum amount of overdraft that the latter has the obligation to repay either through a physical payment or a transfer to the account or via a transfer via the card itself. Like the Caisse d’Epargne and Crédit Agricole , the borrowing rate applied by Banque Populaire agencies is also affordable and in perfect alignment with those applied by competitors.
To read also : A credit for parents “solos”!
The particularity of a revolving credit lies in its “renewable” nature . However, be aware that banks or finance companies live for the most part in the interest expense they hold borrowers. So, you have an interest in finding an agency that cares not only for its interest but for yours as well. To do this, you need to approach the best that can only be the 3 establishments mentioned above with their respective offers.